Top Tips for Budgeting for Back to School


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Budgeting for back to school? Yeah, aren’t we all! I have a first grader this year, which means he’ll now need a backpack. And I also have two new high schoolers this year! Both have had the same backpacks since third grade (wow!) and need upgrades. And of course the added expenses of new shoes, school supplies and replacing outgrown clothing. But do we really need to buy ALL of those new things? Check out my tips for assessing what you have and how I’m budgeting for back to school time!

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This post was originally published August 6th, 2014

Budgeting for Back to School

The stores have us in the mid-set that “back to school” means freshly sharpened pencils, crisp new clothes and brand new shoes. There must be a snazzy new backpack, bright new spiral bound notebooks and never-used crayons. All the kids in the ads look like there is no better place to be than at school, decked out head-in-toe in shiny new stuff!

Sure, new stuff might soften the landing a bit for kids who are reluctant and cranky about starting the new school year. But what if you don’t need anything new this year? What if the school stuff they were just using back in June is still fine and acceptable for September?

I think all kids love getting brand new stuff but it’s certainly not always necessary, especially if what they have is still in usable condition. Why waste money buying or replacing items that are truly good and usable just because it’s what you’ve “always done” or because the stores are having a sale!

Here are my top tips on how not to get sucked into the Back to School buying trap!

Budgeting for back to school? Check out these practical tips for assessing what you really need to buy for school with advice on using what you already have.

Assess What You Already Have

Put your credit card back in your wallet. Before you run out and buy a bunch of new stuff, you need to figure out what things are essentials and what things can be skipped this year. You’ll do this by assessing what you already have and determining what you truly need to replace.


  • Inspect the current backpack. Are straps, zippers and hooks all in good working order? Sometimes all the backpack needs is a good washing! During the year, I have my kids completely clean out their backpacks every two weeks and we toss them into the laundry. Upkeep is important during the entire year to keep items in good working condition. If the backpack is truly broken or has an un-repairable rip or tear, then it’s time to toss and buy new.
  • Consider purchasing a quality backpack that will get your student through multiple years and has a guarantee. I bought my son’s backpack from L.L. Bean before he started 3rd grade. That backpack got him all the way through to the 8th grade! (And you have to know how rough boys are with their stuff!) We’re only replacing it because he needs a larger version.
  • My daughter also has a backpack from L.L. Bean and the hanging strap frayed towards the end of the year. I was able to exchange for a brand new one! L.L. Bean has a great return policy and stands by their products, replacing even if it’s been used. Buy the best you can afford and don’t waste money buying something cheap that you’ll have to replace mid-year.
  • Lunch bags should be washed every week during the school year to keep them sanitary and in good condition. Treat stains right away to avoid them setting in. If the hook & loop closure, zipper or snaps are broken off and can’t be repaired or there is a funky smell that doesn’t dissipate with washing, it’s time to buy a new one.
Budgeting for back to school? Check out these practical tips for assessing what you really need to buy for school with advice on using what you already have.
My son started third grade with this backpack and used it all the way to 8th grade!


  • Every page used up in the spiral notebook? Okay, time to buy a new one. Only half the pages used? Rip out the used pages and finish up with it before buying another.
  • Broken crayons or paper peeled off? Relegate them to the arts and crafts bin at home or toss them out. Gently used crayons that still work just fine? Keep ’em and there is no need to buy a new box. Same goes for pencils, pens, glue, glue sticks and erasers! If they are still in usable condition then just keep using them.
  • Folders with rips can be repaired and reinforced along the spine with a strip of colorful duct tape. Decorate the fronts with markers or Washi Tape.
  • Plastic pencil boxes often just need a cleaning (run it through the dishwasher after wiping it out). A good scrubbing with a Mr. Clean Magic Eraser will bring it back to like-new condition. Colorful stickers decorating the top will make it “new to you”.

Read More: Motivation for School to Keep Kids (and Moms!) On Track

Budgeting for back to school? Check out these practical tips for assessing what you really need to buy for school with advice on using what you already have.


  • Pants with blown-out knees beyond repair or that are now high-water length should either be tossed into the rag bin or delegated to donation. Tees and sweaters with unfixable holes, unsightly stains or that are too short at the waist or sleeves face the same fate. Socks that are too small, have holes or that are heavily stained make good cleaning rags. Underpants that are too tight or have stretched out elastic should be thrown out.
  • Based on what is still in the closet and drawers, assess the need for additional items at that point. Kids probably don’t need more than 7 of each daily wear item (one for each day of the week), so 7 long sleeved tees, 7 short sleeved, 7 pairs of pants, etc. My kids do have more than this, just for the sake of variety. However kids don’t really need in excess (it also helps to streamline the morning dressing routine when they have less to choose from!) I rarely buy my kids brand new clothes at the store any more unless it’s something like a Christmas or birthday gift. When I buy new items, I shop either Gymboree because they have high quality clothes that resist stains (and great sales throughout the year). I buy gently used clothing at the local thrift store or online at ThredUp.

Budgeting for back to school? Check out these practical tips for assessing what you really need to buy for school with advice on using what you already have.


  • Shoes with holes or completely worn out soles should be thrown out. Put decent but dirty shoes into the washing machine or the sink for a scrubbing. Finish by cleaning up the rubber with a Mr. Clean Magic Eraser to bring them back to life. Replace frayed or stained shoe laces with bright new ones.
  • It’s tempting to buy cheap shoes when your kid’s feet are growing! I recommend buying high quality shoes that will last until your child outgrows them. I have personally had great luck with Pediped shoes. My daughter wore her pair almost every school day for a year. I was able to toss them into the wash every other week and only when they were getting tight did they develop a small hole in the sole. I definitely recommend paying a little more for one or two fantastic pairs of shoes (rather than 5 or 10 pairs of cheap and poorly made shoes that will need constant replacing).

Read More: Kid’s Back to School Clothing Hacks and Budget Tips

Top Tips for Budgeting for Back to School

Discuss Budgeting for Back to School With Your Kids

If your kids are accustomed to getting brand new stuff every year but this year they don’t truly need anything, you’ll need to address this with them upfront. Kids are going to expect the regular back-to-school shopping extravaganza and if it’s not going to happen this could set them up for disappointment. You’re going to have some very disgruntled kids going back to school with “the same old stuff”.

  • Involve your kids in the assessing process. Discuss how the closet full of clothes still fit,  are in good shape & will be acceptable for them right now.
  • Allow kids to decorate last year’s pencil boxes or folders with fun washi tape, Duct Tape or stickers.
  • Attach a fun key chain or fob to the zipper pull to freshen up last year’s backpack or hoodie.
  • Compromise by purchasing one new (or “new to them”) outfit for the first day of school and to wear for school pictures.

Read More: 12 Secrets to Successful and Stress-free School Mornings

Budgeting for back to school? Check out these practical tips for assessing what you really need to buy for school with advice on using what you already have.

Divert The Focus Off of “Getting New Stuff”

Get back to the heart of what going back to school is all about and take the focus off the need for new stuff by starting new family traditions that don’t include buying new stuff.

  • Take pictures of your new student.
  • Cook a special first day breakfast or dinner.
  • Greet them with balloons on the front door when they get home.
  • Create a first day interview that you can save in your memory box.
  • Serve a special dessert.

Read More: 5 Ways to Make the First Day of School Extra Special

Just make the day special for them! Here’s to new adventures…even while wearing last school year’s shoes!

In what ways are you budgeting for back to school? 

Budgeting for back to school? Check out these practical tips for assessing what you really need to buy for school with advice on using what you already have. #BacktoSchool #budget #Kids #School #Fall #Budget #SavingMoney




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